Boost That Credit Score Quick!

Now I want you to pay attention very closely because I know the credit card companies do not want you to hear this!

Skip asking the credit card companies for a lower rate. As greedy as they are, most probably wont go below 15% and that is if they choose to be nice. Go straight to your bank! Yes I did it, I went to my credit union, and basically told them my sad sob story, well over the phone. They knew I was making $200/month in payment from my bank account to my credit cards, and after I told them about my alarming Bank of America rate of 23%, I think they felt sorry for me ď Actually they verified employmentâ "none, they asked for any income, I said yup whatever I get from financial aid. They placed me on hold, and I started praying (seriously ď ), which is why what followed was truly a blessing! They agreed to give me the money to pay off my credit cards, $4000!!!! My loan was for a period of 36months, which made my monthly payments $135, so I still got to save over $75 compared to what I was paying monthly!!

The best thing was that now my credit report would report a $0 balance on both cards!!! This meant that my scores would go up and they did DRAMATICALLY by about 70 points. Yes lets do the 700 FICO credit score dance!!!

I can now say bye bye to the annoying 7am wake up calls from Bank of America, and Discoverâ s threatening tone when they were trying to force me to pay money which was a drop in the bucket due to their crazy interest rates.

I can walk into any bank in America today and get approved for a car or mortgage loan at a low interest rate. Some banks are willing to even give me up to $1million loan to start a business. All of a sudden I have been transformed from being a nobody to a successful individual with great financial capability.

Helen Samuel is a millionaire in the making, she went quickly from being a graduate student with very bad credit to being a business entrepreneur with a passion for creating wealth to help serve humanity with Christ like love and service. You can read more from her ebook on her website at http://wealthandsuccess4you.com She also does free consultations and has free information that can save you money when you travel through the airlines and car rentals.

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