Avoid Credit Card Offers

If you're like most people, you have plenty of credit cards, and you have stacks of offers for more. There's no need to carry any money with you ever again: you can just take one credit card with you to the shop and pay the exact amount just by handing it over. A study by The UK Post Office found that a quarter of credit card holders said they had started the New Year more dependent on real credit than ever before with 41 per cent saying that they would be relying on their credit cards to pay for groceries and other daily expenses. The weight of the calculations, administration and marketing needed to support the industry is immense the average Briton or American gets at least one credit card offer in the mail every day. ...

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