Be Debt Free in 2008
If one of your new years resolutions is to get your finances in order this year, then this brief guide may be able to help you. Debt is a big problem in the UK, with around two-thirds of the nation in some form of financial difficulty. There is no quick and easy solution, but there are ways you can help ease the burden. First of all, take stock of your finances. Gather all your household paperwork together, sit down with a calculator or a spreadsheet on a computer and work out the exact position of your finances. The aim is to get a clear picture of just how much you pay out each month, and how much of it you would be able to reduce. Once you know your total debt, add up exactly how much you have coming into the house each week or month after tax and national insurance. ...
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