6 Steps to Help Keep Credit Reports Healthy

#1 Get Copies of your Credit Reports This is something that you should be doing at least once a year but few people do. Visit AnnualCreditReport.com to get copies of your credit report from the three credit bureaus (Experian, Equifax, Transunion). This site will provide you with free copies once of year of your reports from each credit reporting agency. #2 Write a letter to the Credit Reporting Agencies about Errors When you locate mistakes you want to take action on them right away. Write a letter stating the error you've found, gather up the evidence and paper work you have to prove that it's an error and send copies of everything to the credit bureaus. Not taking action on a credit report error can cause big issues down the road. ...

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