Planning Can Help Reduce Debt In 2008
Consumers looking to get to grips with their finances during the first few weeks of the year should avoid unnecessary spending, an industry expert has reported. According to James Ketchell, spokesperson for the Consumer Credit Counselling Service (CCCS), hitting the high streets in the quest for a bargain should be the last thing people do if they are aiming to get their spending under control. He suggested that in funding a trip to the January sales using a credit card, shoppers may find that their ability to manage their money comes under more pressure. This could well see people develop further fiscal difficulties at a time when homeowners may already be struggling with various spending demands, for example personal loans, household bills and overdrafts in the wake of heavy spending over the festive period. ...
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