Credit Cards for Christmas Joy

Quick, tell me what you think would be a better word for a credit card? . It is not so much a matter of "credit" as of "convenience". Because credit cards do tend to have a lifestyle altering effect. I use my plastic money primarily when I need to urgently spend money. That is where a common application of credit cards is in the form of Christmas shopping. When you are trying to spread that holiday cheer, it sure helps when you have a line of credit in your pocket. But it is more than that. If you look at all the promotions that are prevalent around Xmas time, you will see that there is more to it that just a line of credit. For instant, given the higher spends that issuers expect, they routinely provide extra Christmas benefits, such as cash back deals, extended warranty coverage programs, extra mileage points and reward programs. ...

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