Is your Credit Rating Grating?
Your credit rating is quite an important piece of recorded history. It tells something of your ability to manage financial debt to a possible lender who may have no other way of knowing. You may feel that it is pointless to think about buying your own home if you have a less-than-perfect credit rating. However, in-roads can be made into this problem, and with patience you could be house-hunting this time next year! Let us suppose you feel that your credit rating has been a little 'off-color' and that your record is not looking the way you would like it to. Some of us experience bad times, divorces, patches of unemployment, illness - there are many good reasons why a person can have a bad credit history. ...
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